Home Refinancing for Colorado Homeowners

Have interest rates dropped since you last financed your home? If so, you may want to consider refinancing in order to lower your interest rate. The team at Envoy Mortgage will help walk you through the process, step by step. If you’ve been through the mortgage process once, but are set to do it again then speak to us about home loan refinancing.

Should you refinance your home loan?

If you purchased a home and didn’t have a down payment of 20%, you are probably paying $100’s of dollars every month for mortgage insurance for no reason. Home values in colorado have increased dramatically over the last two years and you now probably have more than 20% equity in your home. If you are paying $150/month in mortgage insurance you can save $9,000 over the next 5 years. Paying $200/month in mortgage insurance? You can save $12,000 in the next 5 years. There are so many choices and good reasons to refinance now!

We can help you:

  • Drop your mortgage insurance and lower your payment
  • Lower your interest rate
  • Get cash out to pay off debt
  • Have money for home repairs or improvements
  • Shorten the length of the loan
  • 10, 15, 20, and 30 year loans are available so you don’t have to start over!
  • FHA allow up to 85% cash out
  • You can pay off debt at closing to help you qualify for a larger loan
  • We can help even if you have been late on your mortgage in the last 12 months!
  • Skip your next payment

Call now or apply on line! We are here to help!!

Modern Condo

Interested in home refinancing?

We’re ready to answer any questions, so

send us a message today!